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Debt consolidation is a popular way of reducing monthly payments, lowering average interest rate, and saving money. I'm pleased to highly recommend the sites and services show on this page.
These loans won't work for everyone, but as often as not they're a secret weapon. Try my Debt Consolidation Calculator to determine whether your situation can benefit from debt consolidation.


GetSmart.com is a LendingTree service that matches you online to multiple lenders, allowing you to shop for the company and interest rate of your choice. Their 2-page online form pulls up a smart-list of lenders in your area who'll compete for your business. GetSmart is sharp!


All Options Mortgage lets you compare rates and select the best quote. Getting started is almost too easy, a 1-page online form that takes about two minutes to complete, all entirely free with no-obligation. All Options Mortgage accepts potential borrowers with less-than-perfect credit.


I really like the Savings.com simple 3-step form that lets you estimate the amount of debt you'd like to consolidate, and immediately indicates what the monthly payment will be. From there you're matched to real lenders with real money to lend you at competitive interest rates.

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